Terms of Service

1. Service operator

EXPOZOR is currently operated by Mohamed Karrach, operating EXPOZOR, based in Morocco. References to “EXPOZOR,” “we,” or “us” mean this operator. The legal identity on this page will be updated if a company succeeds the current operator.

2. Acceptance of terms

Joining the waitlist or creating an account requires an unselected checkbox linking to these Terms and the Privacy Policy. When you submit that form, we record the policy versions and acceptance time. Merely browsing the public site does not create an account agreement. If you do not agree, do not join the waitlist or create an account.

3. Eligibility

You must be at least 18 years old and legally able to enter a contract to join the waitlist or use a signed-in workspace. EXPOZOR is not directed to children or minors.

4. Current service

EXPOZOR is early-access software for personal expense tracking. The public site lets visitors join the waitlist. Signed-in users may receive access to manual expense entry, mapped CSV import, categories, budgets, recurring review, analytics, and data export. Receipt upload, OCR, AI-assisted categorization, shared workspaces, mobile apps, and paid plans remain planned and may change before launch.

5. Not a financial service

EXPOZOR is not a bank, money transmitter, payment processor, investment adviser, tax adviser, lender, credit bureau, or financial institution. EXPOZOR does not connect to bank accounts, collect bank credentials, custody funds, initiate payments, provide investment advice, provide tax advice, or make credit decisions.

6. Waitlist communications

When you join the waitlist, we may send the confirmation and invitation needed to administer your request. Product updates and other marketing messages are optional and are sent only when you separately select the product-updates checkbox. You may withdraw that optional consent without losing your waitlist position by using the opt-out method in a marketing message or contacting privacy@expozor.com.

7. Acceptable use

You agree not to:

• Use the site or service for any unlawful purpose.
• Submit information that you do not have the right to provide.
• Attempt to gain unauthorized access to any part of the site or service.
• Reverse-engineer, scrape, or copy any part of the site without permission.
• Interfere with the security, availability, or integrity of the site.

8. Your data

You are responsible for the accuracy of information you submit. EXPOZOR may process waitlist information and user-created workspace records to operate, secure, and support the service; generate the summaries you request; provide exports; avoid duplicate records; and respond to support requests. You can export or permanently delete a signed-in workspace from Privacy & Data. We do not sell your personal data. See our Privacy Policy for details.

9. Planned AI and OCR features

AI-assisted categorization and OCR are planned features, not confirmed production capabilities today. If these features launch, outputs may be inaccurate and must be reviewed by the user before being relied on.

10. Billing

Billing is not active. EXPOZOR does not currently collect payments, offer paid signup, or operate paid subscriptions. Pricing shown on the site is for planning and may change. Billing terms and any payment processor details will be published before paid features become available.

11. Refunds and cancellation

Because billing is not active, there are no paid subscriptions to cancel and no payments to refund. See our Refund Policy for the current billing status.

12. Intellectual property

The EXPOZOR name, branding, website, software, and content are owned by EXPOZOR or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without written permission.

13. Disclaimers

The site and early-access service are provided "as is" and "as available" without warranties of any kind, express or implied. Users must review imported records and summaries for accuracy. We do not guarantee that planned features will launch, that availability will be uninterrupted, or that any product roadmap will remain unchanged.

14. Limitation of liability

To the fullest extent permitted by law, EXPOZOR will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of the site or service. Because billing is not active, our aggregate liability for claims related to the current unpaid early-access service is limited to 100 USD.

15. Indemnification

You agree to indemnify and hold harmless EXPOZOR and its officers, employees, contractors, and agents from claims arising from your use of the site, information you submit, or violation of these Terms.

16. Changes to terms

We may update these Terms from time to time. If changes are material, we may notify users by email or post a notice on the site. Where renewed acceptance is required, we will present the updated Terms for affirmative acceptance before continued signed-in use.

17. Governing law

These Terms are governed by the laws of the Kingdom of Morocco, without regard to conflict-of-law rules, except where mandatory consumer-protection law provides otherwise.

18. Dispute resolution

Please contact us first so we can try to resolve any issue informally. If a formal dispute is necessary, venue and process will follow the governing-law section above.

19. Contact